Managing risk by ensuring loans are used for their intended purpose
Lending for a greener tomorrow
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Home Energy Ratings Australia wide
Why green loan lenders factor in home energy ratings
How we work with lenders
Lower Risks In-home energy efficiency ratings provide valuable insights into a property's energy performance, potential risks, and opportunities for improvements. By assessing the energy efficiency of a home before approving a green loan, lenders reduce the risk of default and increase the likelihood of successful loan repayments.
Enhanced Borrower Confidence Offering borrowers the option of an in-home energy efficiency rating demonstrates your commitment to responsible lending practices and sustainability. It instills confidence in borrowers that you're invested in their long-term financial wellbeing and the environment.
Market Differentiation Partnering with YourScore sets you apart as a leader in green lending. It distinguishes your brand as environmentally conscious, attracting eco-conscious borrowers and enhancing your reputation in the market.
Positive Environmental Impact By incentivising borrowers to improve their home's energy efficiency, you contribute to reducing carbon emissions, conserving natural resources, and combating climate change – a win-win for everyone.
Sample Certificate
Homeowner wants to upgrade to a more energy efficient home - enquires about a green loan
Lender directs customer to YourScore for an in-home energy rating.
YourScore Assessor attends customer's home to complete assessment and provide recommended upgrade options.
Customer sends loan docs inc energy certificate / upgrade quotes to lender.
Lender approves green loan.